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Representative Example for Personal Contract Purchase (PCP): Payable by 49 payments of £533.73, with an optional final payment of £21,754.21. Payments are based on a duration of agreement of 48 months, a Cash Price of £41,350.00, with a deposit of £6,202.50 leaving an amount of credit of £53,575.75. The agreement is calculated using a fixed rate of interest of 5.29% per year resulting in Representative 10.90% APR and a total amount payable of £53,575.75 The representative example includes an estimated option to purchase fee of £1.00.. We act as a credit broker, not a lender.