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Representative Example for Personal Contract Purchase (PCP): Payable by 49 payments of £457.77, with an optional final payment of £21,835.82 and an annual mileage of 10000 miles. Payments are based on a duration of agreement of 48 months, a Cash Price of £41,350.00, with a deposit of £8,270.00 leaving an amount of credit of £52,078.78. The agreement is calculated using a fixed rate of interest of 4.80% per year resulting in Representative 9.90% APR and a total amount payable of £52,078.78 The representative example includes an estimated option to purchase fee of £1.00.. We act as a credit broker, not a lender.